Game Information
Show More
Provider
AGS
Type
Slots
Theme
Mermaid
Reels
5
Min Bet
0.5
Max Bet
50
Max Win per Spin
5000
Mermaid’s Fortune Slot: Comprehensive Data Analysis
Core Game Specifications
| Attribute | Value |
|---|---|
| Developer | AGS |
| Release Date | August 3 2021 |
| Theme | Underwater, Mermaid, Ocean, Treasure |
| Layout | 3‑3‑4‑3‑3 |
| Paylines | 324 |
| Bet Range | 0.50–50.00 |
| Core Mechanics | Expanding wilds on free spins, Free spins triggered by scatters, Diamond District jackpot feature, Respin feature during free spins |
| Technology | HTML5 |
| Mechanic | Power Xstream 324 ways to win |
Mathematical & Payout Model
Return to Player (RTP)
95.76%
Volatility
High
Max Win Potential
5000x
Symbols & Paytable Hierarchy
| Tier | Symbol(s) | Function & Value |
|---|---|---|
| Low Tier | A, K, Q, J | Provides small, frequent wins to maintain gameplay. |
| Mid Tier | Anchor, Seahorse, Treasure Chest | Thematic items offering moderate payouts. |
| High Tier | Mermaid | Highest paying symbols. Top hits available with full combinations. |
| Wild | Wild symbol | Acts as a substitute / feature trigger per game rules. |
| Scatter | Scatter symbol | Triggers free spins / bonus round when enough appear. |
Mermaid’s Fortune Bonus Features Mechanics
| Feature | Trigger | Initial Award | Core Mechanic | Enhancement/Retrigger |
|---|---|---|---|---|
| Diamond District Jackpot | Five diamonds on reels | Awards cash prize or minor/major/grand jackpot displayed on diamond | ||
| Free Spins | Three scatters on reels 1, 3, 5 | 8 free spins | Expanding wilds on reels 2 and 4 | Respin when three wilds land on same reel |
| Respin during free spins | Three wilds on same reel during free spins | Locks wild reel and respins others |
Frequently Asked Questions (FAQ)
| How do I trigger free spins? | Land three scatter symbols on reels one, three and five to receive eight free spins. |
| What does the mermaid symbol pay? | The mermaid symbol pays up to 300× your stake for five on a payline. |
| How do I win a jackpot? | Land five diamond symbols to win the cash prize or one of the three jackpots shown on the diamond. |
| What happens during free spins when wilds land? | Wilds expand on reels two and four and if three land on the same reel they lock and trigger a respin. |
| What is the RTP and volatility? | The RTP is 95.76% and the volatility is high. |
Mermaid’s Fortune Performance Summary: Strengths vs. Weaknesses
Strengths
- Engaging underwater theme with immersive visuals
- Multiple bonus features including jackpots and respins
- High max win potential up to 5000× stake
Weaknesses
- Below‑average RTP compared to newer titles
- High volatility may not suit casual players
Overview
Mermaid’s Fortune is an underwater themed slot by AGS featuring a 3‑3‑4‑3‑3 reel layout with 324 ways to win. It offers expanding wilds, free spins, respins, and three jackpot prizes. The mermaid symbol pays up to 300× stake and diamonds can award cash prizes or jackpots up to 5 000 credits.
Rachel Pine is our slots expert who has worked in the online gambling industry for 10+ years. Over the course of her career, Rachel has reviewed more than 30,000 slots.
Latest posts by Rachel Pine (see all)
- 11 Best Drop and Wins Slots Everyone’s Playing Right Now (UK) - January 14, 2026
- Free Slots vs Real Money Slots - October 3, 2025
- Top 6 Low Volatility Slots in the UK - September 30, 2025