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Money Train 4
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Money Train 4

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Game Information

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Provider
Relax Gaming
Type
Slots
Reels
6
Min Bet
0.2
Max Bet
6
Max Win per Spin
900000

Money Train 4 Slot Review

Spoiler alert: Relax Gaming didn’t hold back on this one.

Money Train 4 is a beast, guys. And if you’ve played any previous Money Train game, you might as well wanna try this updated version, with even more mood swings and features.

Wait till you see that max win.

So, here’s what I liked and what I didn’t about Money Train 4 in a full-package review.

Quick Slot Overview for Newbies

Money Train 4 Slot

Money Train 4 was released in 2023 by the super-popular studio Relax Gaming.

“A follow-up title to a multi-award-winning slot,” said Relax’s chief product officer for Gaming Intelligence back in the day.

FYI, this final sequel has over 20 new features to surprise you.

Dunno about you, but it isn’t every day I see a slot with so many features all at once. Already like it.

That being said, more features do not always mean a better slot. Sometimes they just mean more chaos. So I wanted to see if Money Train 4 actually feels exciting, or if it just throws too much at the screen.

My First Take on the Slot

The fourth Money Train hits hard visually, especially with that signature intro, as if it is a whole video game, not a slot.

But honestly, this is exactly what I expected from Relax Gaming.

It is all steampunk meets outlaw train heist, you know. The characters look wild, the setting feels dramatic, and the whole thing has that “big feature slot” energy from the first few spins.

It just shows that Relax spent quite a lot of time working on those details. Almost like you are watching a blockbuster action scene.

Alright, so you get it – the design is 10/10.

But I will say this too: Money Train 4 can look amazing and still be brutal. This is not a slot you play because you want a soft, easy ride. It has that “one more spin, maybe the feature wakes up” feeling, and that can be dangerous if you are not careful.

What You Need to Know About Money Train 4

Money Train 4 has a pretty standard 6×6 layout, but with a Scatter Pays mechanic.

You’ll find card suits with smaller payouts, just to keep you spinning. The highest-paying symbols are the Indian in orange and the Sheriff in red. Full combos can pay out huge, although good luck getting the screen to behave when you actually want it to.

If I were you, I’d keep an eye on:

  • Wild – Skull: substitutes for other symbols.
  • Scatter – Bonus Train: triggers bonus features.

Btw, there is also an Autoplay button if you ever get tired of spinning those reels all by yourself.

The setup is not hard to understand, which helps. The real complexity comes from the bonus round and the extra feature symbols. That is where Money Train 4 starts to feel like a whole machine rather than a simple slot.

What Bonuses Should You Expect?

I’ll keep it as clear as possible, because this slot can get busy fast.

Respin Feature

At the end of every single spin, you get a respin chance.

It works like this: the most present symbol on the reels gets sticky and awards a respin. It is also possible to land multiplier symbols along the way, which award an extra respin.

No new symbols? The feature ends.

I like this because it gives the base game a bit more life. Even when nothing massive lands, there is still that small feeling of “ok, maybe something continues here”. However, do not mistake that for generosity. Money Train 4 still has no problem going cold.

Money Cart Bonus Round

You need at least 3 Bonus symbols to trigger the Money Cart Bonus Round.

Once it starts, the trigger symbols reveal values – multiplications of your bet – and you get 3 respins. Then the fun begins, because this is where the many special symbols can appear.

During this bonus round, you can land extra symbols like Collectors, Persistent Adjacent Collectors, Snipers, Arms Dealer, and a bunch more.

Relax really packed this thing.

I won’t pretend every player will instantly understand all 20+ features after one try. You probably need a few demo rounds and the info box open to get the full picture. But that is part of the appeal too. Money Train 4 feels like a slot you learn by playing, not by reading one boring feature list.

Buy Feature

You can also activate the Money Cart Bonus Round for a set price.

There are different buy options:

  • Persistent Feature – triggers the bonus game with 1 Persistent symbol.
  • Original Feature – triggers the bonus game as if it landed naturally.

Would I use the Buy Feature? In demo, yes, absolutely. It is useful for seeing what the slot can actually do.

With real money? Careful, guys. Bonus buys can make your balance disappear stupidly fast, especially in a slot this volatile.

RTP and Volatility – What It Means in Real Play

Money Train 4 has a return rate slightly above average at 96.10% and super-high volatility.

For a player like you and me, that means the wins can be rare. Very rare. But when they hit, they can be massive.

So, no, do not expect regular small wins here.

This is more like: long dry patches, then sudden feature action, then back to waiting. It can be entertaining because there are many bonus symbols and special effects, but the maths is still rough.

If you are playing with a small budget, Money Train 4 can feel harsh. If you are testing in demo mode, though, you can enjoy the madness without worrying about every dead spin.

How Much Can You Really Win?

The max win potential is up to 150,000x your stake.

Nope, that is not a typo.

That is the prize of a super-super highly volatile slot. Those cold streaks can eat up your bankroll to the last penny before you land anything decent.

Flip side, a max win like this is rarely possible in real play. Maybe once in a blue moon. Maybe less. Let’s not pretend it is sitting there waiting for every player.

Btw, bets range from £0.10 to £6.

Weird, I know – a high-volatility slot with such low stakes. I feel like high rollers may not love the low top bet.

But you know what? Better safe than sorry. This slot literally gives you a chance to chase huge win potential while betting small. And with Money Train 4, smaller bets make a lot of sense.

Here’s How It Played for Me

It felt exactly like the stats promise – super moody. Sometimes it felt like those dry spells would never end, but there were enough features to stop me from getting completely bored.

Long story short, I kicked things off with a balance of £100. Kept my bets around £2 per spin and played for slightly more than an hour.

Most spins didn’t do much. Then out of nowhere, a combo of respins and multipliers would wake things up and spike the balance.

The outcome? I walked away with roughly £200.

So, no 150,000x miracle. Not even close. But a pretty decent return, especially considering the high volatility. I might have been lucky this time.

Still, I would not call it easy money. Slots like this are not generous if you only spin for an hour. Sometimes they tease you, sometimes they pay, and sometimes they just sit there looking expensive.

Where You Can Try This Slot in the UK

If you think you are ready to play for real cash, stick to UK-licensed casinos. That is always the safer route.

Here are a few UK slots sites options from our current list:

Ranked shortlist

Top 19 UK online casinos

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19 sites
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I’d still recommend trying the free slot play demo first. Money Train 4 has too many moving parts and too much volatility to jump in blind.

So, Should You Play Money Train 4?

Maybe.

But only if you can handle long cold streaks. You might be spinning round after round with not a single decent win landing.

Money Train 4 really flexes when it comes to special features. Relax Gaming packed this one tight. The bonus round can feel exciting, the visuals are strong, and the 150,000x max win is obviously the big headline.

But if you are chasing casual slot play with more-or-less regular wins, this totally is not for you.

So, if you do play, set a strict budget and treat it like the rollercoaster it is. Do not get ahead of yourself.

  • Start with the free version first.
  • Use smaller stakes.
  • Do not chase the bonus buy when annoyed.
  • And if the game goes cold for too long, walk away.

Same place, same time?

 

Money Train 4 Slot: Comprehensive Data Analysis

Core Game Specifications

AttributeValue
DeveloperRelax Gaming
Release DateSeptember 20, 2023
ThemeFuturistic western, Steampunk, Post‑apocalyptic
Layout6×6 scatter pays
PaylinesScatter Pays
Bet Range0.10–6
Core MechanicsRespin feature with sticky symbols and multipliers, Money Cart Bonus round with expanding grid and special modifiers, Bonus Buy options (100× and 500× bet)
Studio Relax Gaming
Technology HTML5, mobile compatible

Mathematical & Payout Model

Return to Player (RTP)

96.1%

Volatility

Very High

Hit Frequency

20.1%

Max Win Potential

150000x

Symbols & Paytable Hierarchy

TierSymbol(s)Function & Value
Low Tiercard suits (diamonds, clubs, hearts, spades)Provides small, frequent wins to maintain gameplay.
Mid Tierwoman in blue, man in greenThematic items offering moderate payouts.
High TierIndian in orange, Sheriff in redHighest paying symbols. Top hits available with full combinations.
Wildskull wild (main game only)Acts as a substitute / feature trigger per game rules.
ScatterBonus train symbolTriggers free spins / bonus round when enough appear.

Money Train 4 Bonus Features Mechanics

FeatureTriggerInitial AwardCore MechanicEnhancement/Retrigger
Respin feature Randomly after any spin Most frequent symbol sticks and respins occur; multipliers accumulate
Money Cart Bonus round Landing 3+ bonus symbols 3 respins Symbols reveal multipliers; respins reset on new symbols; grid expands up to 4 extra rows Numerous special and persistent modifiers (collectors, payers, sniper, necromancer, shapeshifter, unlocker, upgrader, reset plus)
Bonus Buy Player choice Buy into bonus round directly Option for persistent symbol start with 500× buy

Frequently Asked Questions (FAQ)

What is the maximum win in Money Train 4? The maximum win is 150000× the bet.
What is the RTP of Money Train 4? The RTP is 96.1%.
How do I trigger the Money Cart Bonus round? Land three or more bonus train symbols anywhere to trigger the Money Cart Bonus round.
What does the Respin feature do? The most frequent symbol becomes sticky and respins occur with multipliers accumulating until no new symbols land.
Can I buy the bonus round? Yes. You can buy the bonus round for 100× the bet or 500× the bet with a persistent symbol start.

Money Train 4 Performance Summary: Strengths vs. Weaknesses

Strengths

  • Extremely high maximum win potential
  • Deep and varied bonus mechanics
  • High volatility appeals to thrill‑seeking players

Weaknesses

  • Bonus round is hard to trigger naturally
  • High volatility may lead to long dry spells

Overview

Money Train 4 is a high‑volatility video slot with a futuristic western theme. It features a 6×6 scatter pays layout, a Respin feature in the base game, a Money Cart Bonus round with numerous special symbols, and a Bonus Buy option.

Rachel Pine
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Rachel Pine
Reviewed by

Rachel Pine

Rachel Pine is our slots expert who has worked in the online gambling industry for 10+ years. Over the course of her career, Rachel has reviewed more than 30,000 slots.